I'm one of those college students who got a credit card, and charged way more than I could afford and now can’t pay it back. I have $4300.00 on a credit card and work 2 jobs. I’m barely making ends meet, still live with my parents and have been making minimum payments since last summer. Should give up paying some bills on time to contribute more to the credit card? Should I consolidate and get a small loan? If I could go back in time, I would have cut this credit card in 20 tiny pieces, but I'm stuck. Please advise.
Sincerely,
Desperate College Student
Sincerely,
Desperate College Student